How Property Halo Works
Property Halo gives homeowners a safe place to understand what is happening, learn what options may exist, and connect with trusted professionals who can help. We are not attorneys and we do not provide legal, financial, or foreclosure advice. We simply help you get clarity and put the right people around you.
You Reach Out
You contact us because you're worried, stressed, or unsure what your next step should be. We ask a few basic questions so we can understand where you are in the process.
We Listen to Your Situation
Our team takes the time to hear your story. We don't pressure you or try to sell you anything. We simply listen and help you make sense of what stage you are in. Many homeowners tell us this is the first time someone has explained things without an agenda.
We Help You Understand the Landscape
Every situation is unique, which is why personalization is so important. We walk you through the types of options homeowners often explore, such as: loan modification, short sale, refinancing, bankruptcy, credit review, and selling the home.
We do not tell you what to do. We do not give legal or financial advice. We simply explain what each path is so you can understand the bigger picture and have CLARITY on your options.
If You Want Help, We Connect You With the Right People
If you decide you want to explore a particular option, we introduce you to a vetted professional who specializes in that area. We work with: licensed lenders, credit specialists, loan modification teams, short sale negotiators, attorneys, homebuyers, and other trusted partners.
These professionals are independent from us. You choose who you want to work with and you are never required to pick anyone we introduce.
You Work Directly With the Professional You Choose
After the introduction, the professional takes it from there. They explain your next steps, handle the work in their specialty, and guide you through the process. We stay in our lane and do not contact lenders, prepare documents, negotiate on your behalf, or give any advice that requires licensing.
You Move Toward a Real Resolution
Whether your goal is to keep the home, sell it, or find another solution, you now have clarity and the right support team behind you. The stress comes down, the confusion lifts, and you can make decisions with confidence instead of fear.
Why Property Halo Is Free
Homeowners never pay us for anything. Some of our partners compensate us if a homeowner chooses to work with them. That allows us to keep this resource completely free without influencing the information we share.
